Virtual CFO & Financial Strategy
Clear thinking around decisions, growth, and risk.
Running a business means making decisions every week that affect cash, people, and your future — often without clear financial insight.
At The Numbers Chef, our Virtual CFO & Financial Strategy service gives you calm, experienced financial thinking at the moments that matter most. Not theory. Not templates. Real-world guidance that helps you decide what to do next — and what to stop doing.
This is strategic finance support for business owners who want control, not complexity.
What this service actually does
We act as your financial sounding board, decision filter, and risk backstop.
That means helping you:
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Understand what the numbers are really telling you
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Pressure-test decisions before money is committed
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Prioritise growth without overstretching cash
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Identify risks early, while they’re still manageable
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Make confident calls instead of reactive ones
We don’t replace your accountant.
We fill the gap they’re not built for.
Starting Up
Start with structure, not stress.
Starting a business is exciting — and financially dangerous if done without discipline.
We help founders and early-stage owners:
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Set up clean, scalable financial structures
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Understand true startup costs and cash burn
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Build realistic forecasts, not optimistic guesses
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Decide when to spend, hire, or hold back
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Avoid common mistakes that are expensive to unwind later
The goal isn’t perfection.
It’s control from day one.
Business Growth
Grow without losing grip.
Growth is where many good businesses quietly get into trouble.
More sales don’t automatically mean more cash — and without financial control, growth can amplify problems instead of fixing them.
We support growing businesses by:
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Improving cash flow visibility and forecasting
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Helping prioritise growth initiatives that actually pay off
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Stress-testing pricing, margins, and cost structures
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Supporting hiring and expansion decisions
Bringing order as complexity increases
Growth should feel intentional — not exhausting.
Exit Plan
Plan your exit long before you need it.
Most owners leave exit planning too late — and pay for it with lower valuations and fewer options.
Whether you plan to sell, step back, or hand over the business, we help you:
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Understand what your business is really worth
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Improve financial clarity and credibility
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Prepare clean, decision-ready numbers
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Identify value drivers buyers actually care about
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Build an exit on your terms, not someone else’s
Even if exit is years away, planning early gives you leverage.